Free Financial Calculators & Information

Calculate Your Future Today© is here to help you set goals for your future and make plans to achieve them. Our articles and information will give you the guidance to make smart choices, and we have an online financial calculator for every calculation you need to make, giving you the numbers to formulate a plan tailored to your specific needs. We do not sell anything on this site or make commissions on any products we might recommend, so you can be sure the information presented here is in your best interest.

Our Calculators

If you're only looking for a financial calculator, you can find a full list on our financial calculators page. Otherwise, you'll find the relevant ones in each of the sections below. None of the information you enter into our calculators is recorded or stored in any way, so all of your data remains yours and only yours. If you're searching for a free online financial calculator to calculate the future value of a periodic payment, you can go directly to our compound interest calculator.

First Steps

If you're ready to make a financial plan for your future but not sure where to begin, read our article on the 10 Steps to Financial Success. You can use our financial glossary to look up any terms you may not understand. Our site contains articles and tools for every aspect of financial planning, from the fundamentals of personal finance to debt, credit cards, mortgages, and investing. While we do cover making money through investing, this site is not focused on current employment or building a business. For in depth help with making money now, see our sister site: Here's a summary of what you'll find on this site:


Here you can learn about different types of mortgages and use our free calculators to find monthly payments, interest rates, compare options and terms, and much more. We have a standard mortgage calculator for fixed mortgages, a simple loan calculator, and many others. Are you interested in buying a house but want to keep your monthly payments the same as your current rent? No problem. We've got a calculator for that. See our section on mortgages for answers to all your questions.

Car Loans

Make sure you're not getting scammed with dealer financing by double checking your loan numbers with our free car loan calculator. In our car loan section you can compare loans, see total cost differences between different cars, and determine whether you'd be better off with a car loan or a home equity loan. You'll also find detailed information you should consider before financing a car.

Credit Cards

Use our credit card calculator to compare cards, see what you can save by consolidating credit card debts, and find out how much you need to pay to pay off your credit cards by a specific goal date. You'll also see the difference between making fixed and minimum payments, and how much principle and interest you're paying each month.

Debt Management

Before you start saving for retirement you need to take care of bad debts. Otherwise, you'll be losing money due to high interest rates. In our debt management section you'll find articles and calculators to help get out of debt as quickly as possible.


Whether you're just getting ready to invest, or you're already saving and investing your money, our section on investing will be very useful. You'll find articles on smart investing, the value of diversification, timing the market, financial advisors, and more. In addition, our financial calculators will compute compound interest for both periodic and lump sum investments, CD interest and APYs, and help you fund financial goals.

Retirement Planning

In our section on retirement planning you'll find a comprehensive retirement calculator along with advice to help you invest wisely. We also cover retirement funds and discuss the difference between traditional and Roth IRAs, the benefits of rolling your 401(k) into an IRA, and much more.

Personal Finance

Check out our personal finance calculators to find out when you'll become a millionaire and your current net worth. We've got savings calculators so you can see how much you'll save from quitting smoking, making your own meals vs. eating out, guying generic vs. name brand goods, and a very useful opportunity cost calculator.

If you've got any questions or comments, we'd love to hear from you. Please contact us and we'll get back to you quickly. Enjoy our site, and best wishes from all of us at Financial Calculator!